Free Credit Score

Maine Free Credit Score

FreeScoresUSA offers Maine consumers their free credit score from Experian, Equifax and FreeScoresUSA at no charge..

Due to federal consumer protection laws, ME Consumers are entitled to a free credit score every year. Take advantage of the credit laws to check on your personal credit report. Sometimes people's personal credit reports, especially in Maine contain errors or mistakes that can prevent you from getting that low interest rate on a home loan or while financing a car. Be sure to check your Maine credit score at least once a year.

It is always not a bad idea to compare the credit reports from all 3 credit report companies to be sure there is nothing that shouldn't be on there. FreeScoresUSA offers a one stop place to get your free credit score. Credit scores are often called "FICO scores" because most scores are produced from software developed by Fair Isaac Corporation also known as FICO. FICO scores range from 300 to 850 - the higher the score, the lower the risk.





Credit Myth: Pulling Your Credit Report Will Not Hurt Your Credit Score

A lot of people believe that if you check your credit score from Maine state credit bureaus, it will lower then your overall credit score and impact your credit report. This is absolutely not true. Checking it once a year will not hurt it. However, if you start applying for 10 credit cards, and all of a sudden see 10 new credit inquiries, then that's a whole new story.

The state of Maine recently passed a new law allowing consumers one free copy of their credit report each year. Their offer does not come with any credit monitoring unlike FreeScoresUSA. With today's technology, identify theft is something that consumers should not leave up to chance.

Realistically, people cannot monitor their credit report for fraud or ID theft, it is just too time consuming. There have been recent cases where some folks in Augusta, ME weren't aware their identity have been stolen till they tried getting a mortgage and was rejected. Take advantage of the no strings attach online free credit score offer from FreeScoresUSA. They give you a 7 day trial offer after you sign up for your free credit score so that you can see what the credit monitoring service comes with. If you do not wish to be charged every month for the credit monitoring service, just cancel before the end of the trial period.

All ME Residents are eligible that includes but not limited to the following cities: Portland, Augusta, Gardiner, Windham, Freeport, Biddeford, Lewiston, Ashland, Scarborough, Auburn, Boothbay Harbor, Tenants Harbor, Dryden, New Portland, Machias, Greenville, Lisbon, Surry, Bangor, New Harbor, Old Orchard Beach, Castine, Orrs Island, Brunswick, Camden, Phippsburg, Orono, Southwest Harbor, Houlton, Princeton, Saint George, South Portland, Boothbay, Westbrook, Sebec, Buxton, North New Portland, Turner, Peaks Island, Stonington.

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