Free Credit Score

Michigan Free Credit Score

FreeScoresUSA offers Michigan consumers free credit score that also comes with a trial offer for credit monitoring.

The MI government passed a law allowing consumers to a free credit score each year. Before this law was passed, this was only available to those who had been denied credit within the past 30 days. Officials from Montpelier, Burlington and Brattleboro fought hard for the free credit score. FreeScoresUSA is a credit reporting service that offers a one stop place to get your free credit score.

Better Than a Free Lunch?

Financial experts agree that fraud monitoring is something that is most efficiently done by checking your credit report annually. Reviewing your credit reports can help you detect fraudulent activity early before it gets too serious. Knowing what's in your report before you apply for a loan or a job may also be helpful.

A lot of people believe tend to believe that if you check your credit score from the credit bureaus, it will lower your score. This is not completely true. By checking it once a year, it will have no effect on your credit score. However, if you start applying for 7 or 8 credit cards, then that may hurt it with all these companies peeping into your credit history. You have a right to order your free annual credit report from each of the three major consumer credit reporting companies (CRC): Equifax, Experian, and FreeScoresUSA.

All Michigan residents including: Ann Arbor, Battle Creek, Brownstown, Brownstown Township, Dearborn, Detroit, Farmington, Farmington Hills, Flint, Grand Rapids, Kalamazoo, Kentwood, Lansing, Livonia, Midland, Muskegon, Saginaw, Sault Sainte Marie, Southfield, Sterling Heights, Troy, Warren are eligible for a free credit score offer from FreeScoresUSA.

Copyright 2011.