Free Credit Score

Missouri Free Credit Score

Together with the 3 major credit bureaus and FreeScoresUSA, Missouri consumers are entitled to a free credit score that comes with a 7-day trial offer for credit monitoring as part of their World Series promotion for the Cardinals.

The MO state government along with Attorney General Jay Nixon passed a consumer protection law in 2005 that "requires the three nationwide consumer credit reporting companies to provide residents of Missouri and 11 other Midwestern states with free copies of their credit reports upon request, once every 12 months." Source Before this law was passed in the midwest, free credit score was only available to those who had been denied credit within the last 30 days. Officials from Jefferson Cit fought hard for access to the free credit scores. FreeScoresUSA is a credit reporting service that offers a one stop place to get your free credit score together with a trial credit monitoring service that must be canceled within 7 days if you don't feel it is worth the monthly fee.

The Importance of Credit Monitoring

Consumer experts agree that credit fraud monitoring is something that is most efficiently done by automatically checking your credit report on a frequent basis. With all the computer hacking and private data being stolen and sold on the black market, having some sort of credit alert monitoring is more important than ever. In the state of Missouri, there have been stories where people aren't aware their own identity and social security number had been stolen until they were denied for a small loan. Take advantage of the no strings attach online free credit score from FreeScoresUSA and try out the credit monitoring service. Try applying for a credit card offer or another loan and you will see that you are almost instantly notified that someone just viewed your credit history. Just be sure to cancel the 7 day trial offer after you sign up if you decide that you no longer want it or else you may be charge the fee that comes out to less than $1 a day.

Copyright 2011.